OBPLC Notun Uddyog*
OBPLC Notun Uddyog is a Start-up Finance initiative to promote new ventures or to convert fresh ideas or concept into sustainable business.
OBPLC Notun Uddyog will facilitate new entrepreneurs to make their dream true and will contribute to overall economic & social aspects of the country under Tk. 500 crore refinance fund against start-up loans/investments as per SMESPD 02 on Start-up Financing Circular dated 09.07.2025.
1. Technology based innovative commercial/industrial venture that has enormous potential and is scalable.
2. Innovation of new product/service/process/technology or development of existing one.
Purpose:
OBPLC Notun Uddyog aims to support SME businesses (Cottage, Micro & Small as per BB definition) those are innovative, scalable and commercially sustainable.
Features:
- Type of Finance: Term Finance & WC Finance
- Loan amount maximum Tk. 8.00 crore (Unsecured maximum Tk.10.00 lac).
1. Tk. 2.00 Crore for firms aged less than 2 years.
2. Tk. 5.00 Crore for firms aged between 2-6 years.
3. Tk. 8.00 Crore for firms aged between 6-12 years. - Interest Rate: 4.00% p.a. under Bangladesh Bank refinance facility (with fund availability & other condition).
Eligibility:
- Firm must be registered SME Entrepreneurs in Bangladesh and age of business is not more than 12 years.
- Minimum age Limit of entrepreneur: 21 Years
- Must be non-defaulter of any loan.
- Start-ups nominated/rewarded under start-up hunting program by renowned institutions will get priority.
- Valid Trade License.
- Start-ups of conglomerates will not be eligible for this fund.